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- No minimum repayment periods. The maximum repayment period for pawning is six (6) months from the transaction date, with the possibility of extension subject to approval.
- Mximum Annual Percentage Rate (APR), which includes interest rate plus fees and other costs for a year is 24%.
- A representative example of the total cost of the loan, including all applicable fees is: A loan of RM 1,000.00 with a monthly interest rate of 1.5% for three months will result in RM45.00 in interest charges. Therefore, the total amount needed to redeem the pledged item is RM 1,045.00.
- We DO NOT provide loans which require repayment in full in 60 days or less from the date the loan is issued.